A free market solution would be to have independent organizations to analyze bank soundness
A lot of folks seem to think these politicians are "having trouble" coming up with a solution. THEY DON'T WANT a solution.
Here's a solution which will never be implemented by corporate quasi-governments: Take back the power to issue your own currency. Then you can print all you need when the economy is bad... print less when the economy is good: INTEREST FREE.
That's not going to happen though so here's a proposed "people" solution:
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