Comment: The one thing I think about

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The one thing I think about

The one thing I think about insurance is that it should cover you and not the other person. This way, people are responsible for themselves and not other people, Therefore, there is no reason to force people to have insurance because if they screw up without it, they are screwed alone.
Plus if someone thinks they have been wronged in some way, they already sue to get something.(not that alot of sueing is quite frivolous)

To climb the mountain, you must believe you can.