Comment: What do you mean by hoarding?

(See in situ)

In reply to comment: several factors are at work (see in situ)

What do you mean by hoarding?

Still learning a lot of stuff about economics, but do you mean to say that these banks are just hoarding dollars in their reserves and not lending it out? I thought that instead of loaning this easy liquid money out to regular people, these banks were instead putting them into stocks and bonds and stuff. But that's technically not hoarding, it's just seeking higher returns in the stock market since it's not as risky as lending to regular people right now. If you prop up the stock market like this and artificially raise asset prices, does this not create inflation? Or are banks just hoarding this money and not using it on stocks/bonds? Just a little confused when people say hoarding!