I did them myself online. I hate to admit it but, I'm way too poor for an accountant. I have all the necessary paperwork though. That's what makes this so ridiculous. If I made 37000 in a year, I would be turning backflips down Main Street. I was even turned down for a $6000 loan for a used car in 2010 by my own bank. Reason: Income was too low. Source of this info: 2009 Tax return. Obviously bankers are smarter than IRS. They know what profit is.