1. Recapitalization. That's the war lost right there.
2. Conversion of liabilities into regulatory capital? All I read there is certain investors get preferential treatment over depositors and the debt itself becomes a blunt instrument in the hands of government.
3. Less risk to taxpayers really means insolvent businesses file for bankruptcy not 5 martini lunch expenses.
Hidden Harvest: Long Term Food Storage Techniques For Rich And Poor is a great ebook for beginners and advanced food storers of all budgets or no budget at all.