Comment: It's going to depend on your bank.

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In reply to comment: Is There NO legal Recourse? (see in situ)

It's going to depend on your bank.

I use a local credit union and I went into a branch and explained the situation to them. They allowed me to file a claim saying it was not an authorized transaction. They also waived most, if not all, of their fees, as did the other places which had charged me fees for returned items. Of course, I had just given birth and had a 4.5 lb baby with me AND I was a basket case. I can't honestly say it would have been so easy for a man... hopefully it will be!

Ron Paul convert from the Heart of Dixie