Comment: The value of labor represents being

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The value of labor represents being

paid for ones time. Interest represents the use of money over time. It is interest for use of a thing I question. The following is a list of things one might pay to use in their life:

Rental car.
Tool rental.
Taxi.
Toll road.
Rented house or apartment.
Electricity, water, and utilities.
Subscription TV or internet.
Movie rental.
Laundromat.

Why is it that a money rental is different than paying for the use of any other thing and commands interest?

Why is it that even with some of the things listed above one pays to use that if payment is late all of a sudden there may be interest in addition to late fees or penalties on the amount due?

Why doesn't the value of labor accrue interest?