Comment: How does that make sense?

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How does that make sense?

If your debt to the bank is, let's say, $50, are you going to hand them a one-ounce Gold Eagle, which has a face value of $50? Never mind that the coin is worth $1300+ fiat dollars, at market prices?! The bank is unlikely to give you more than $50 credit for the coin, because the bank is not a coin shop that needs to be concerned with the MARKET value of coins -- they only look at the FACE value. If you expect to receive anything more than the face value of your gold coin, you'll need to go to a coin shop to get it.

Recommended reading: The Most Dangerous Superstition,