Comment: Let's look at the run up to this

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Let's look at the run up to this

neighborhood's problems. After the real estate collapse (Florida was hard hit), the rules were changed whereby banks could keep a property on their books instead of taking the write down, putting the house on the market, and taking the loss when the property sold for less than the mortgage amount of the loan. The banks, on paper, weren't losing money if they sat on the houses.

The banks sit on these properties, they're vandalized and unkempt, in some cases, the banks don't even bother to cut the grass, and it just invites crime. There's a theory in criminal justice called the Broken Window theory. In short, when a window is broken in a neighborhood and noone bothers to fix it, it signals the decline of the neighborhood and the neighborhood is more likely to draw the attention of criminals. There are a number of houses in Zimmerman's neighborhood that are empty and remain empty.

In marches HUD:

"In a July 16 speech to the NAACP, Donovan (the head of HUD) said the American Dream still isn't within equal reach of all communities. He lamented the lack of diversity in America's boardrooms, schools, and the nation's "strongest neighborhoods."

"We have got to shape a future where ladders of opportunity are available for all Americans," Donovan said. "For African Americans, this is critically important. Historically, for this community, the rungs on these ladders have been too far apart -– making it harder to reach the middle class."

http://www.cnsnews.com/news/article/huds-new-fair-housing-ru...

What's going to happen? The banks are sitting on houses with inflated mortgages, they need to unload without taking a loss, and there's HUD ready to help. I predict 5 years from now the bubble will bust again. Foolish people will pay inflated prices to achieve the American dream, and they will end up experiencing the American nightmare, just like people experienced in 2008. Five years from now, crime, again, will become a problem.

I believe people who think the Zimmerman case is background noise should do more research and think of the factors that lead up to that night. And maybe, just maybe, people won't fall for the promise of the American dream, financed by the government, federal reserve, Fannie Mae, Freddie Mac and involving a good deal of fraud. Afterall, the number of empty houses and the increase in crime is what drove neighbors to band together, start a neighborhood watch program, in coordination with the local police department, to protect themselves.