Comment: You can be self-insured in

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You can be self-insured in

You can be self-insured in PA, but you have to go through a financial background check (tallying-up of your assets) and either have to put up $50,000 in collateral to the state or just have $50,000 in an account somewhere.

I think insurance should not be required. It's backwards the way it works anyway. Your insurance is to cover you against someone else in the event of an accident. Accidents happen and people are too sue-happy. Insurance should be for your own bodily injury and property damage. If you don't have it, it should be a risk that you take unto yourself.

Please come join my forum if you're not a trendy and agree with my points of view.