Comment: Live frugal, get out of debt, and forget Gramp's place.

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fireant's picture

Live frugal, get out of debt, and forget Gramp's place.

Make frugal a game. You will be amazed how cheap you can live if you work at it. You can have that debt paid in two years time. Then decide where you want to be and buy land with small or no house (and build small to start with design to add), and pay cash if you can, or pay it off as soon as you can. You'll be light years ahead, as opposed to going into debt now for that upper middle subdivision dream home, which will become an albatross (expensive to live in, maintain, and repair). I've construction experience, and no way would I buy any subdivision home. They are notorious for cutting corners, hiding mistakes, and making them look pretty.
And your grandfather may have to use his assets to pay for elder care. Never count on inheritance. If he leaves you something, it's a bonus.

Undo what Wilson did