Comment: That really sums it up well

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That really sums it up well

It would appear to me that the best solution would be to put the individual in control of the pricing mechanism. The best way I have heard of is to allow everyone to have a Medical (health) Savings Account, a combination of a catastrophic major med with a tax advantaged savings account. Patrick Rooney, former president of Golden Rule insurance, now part of United Health Care, developed this concept in the 1980s. When first introduced it was limited to the self employed, but quickly came under attack by the special interests. The group insurers and employers don't want the system changed, employees like "free" employer paid benefits, the medical providers don't want to have to reveal prices for services, so it's difficult to get any support for the HSA concept. IMHO the HSA is the only way to get the free market involved in solving the health care problems.