If the law stays, it won't be a "failure", it will be a license to continue to steal. We all know young people are not going to sign up. There is zero benefit for them. I believe in that event, the massive costs get passed along to the bulk of people who are already getting shafted. If your rates doubled now, they might increase 10x instead! This will be the event that finally brings about citizen-based revolution in this country and absolutely no sane person looks forward to that upheaval.
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