even though banks allow the extended credit does not mean one must accept the extended credit.
Several years ago my husband and I needed an equity loan - short term - the loan officer kept pushing us to take out more money because (when they used to compare your earnings to your monthly payments) he insisted we could afford it.
We said, "No thanks, we don't need it." He finally shut up.
Predatory loans are evil but the people agreeing to take them are either simple-minded or blinded by materialism.
Just say "No".
The law cannot make a wicked person virtuous…God’s grace alone can accomplish such a thing.
Ron Paul - The Revolution
Setting a good example is a far better way to spread ideals than through force of arms. Ron Paul
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