HAVING PROBLEMS VIEWING THE SITE? GET FIREFOX! | A NOTE ON ADVERTISING

   

I can give you a clue........ready.

Well, I have owned my company for nearly 21 years now and several things have happened. I have never in the history of our company witnessed a downturn in sales like I am seeing now. It is insane.

First off, last week, we had to do a 15% to 100% increase in prices across the board on every item we stock. Our prices are going up, so we have to pass that on. That is the least of my worries...because we sell Car Audio, and it is a luxury item...and when people want it...they really don't care much about the price...(High End). Low end stuff...yes people are price savvy.

Not only that, foot traffic is way down, and the sales are falling like a log going over a waterfall.

THE BIGGEST problem that I am seeing before my eyes are the customers payment patterns. We are seeing purchases, even in small amounts being broken up on several different credit cards. For instance...somebody is buying a $300 stereo, they put $100 on 3 different cards......can you believe this.

Today....we had a couple in looking at an $88 Sony CD player....and are you ready for this?? They asked if they could use our 90 day same as cash to get that stereo. I had to bite my tongue.......first off the minimum purchase is $500 (For Credit) and we go through GE Credit who is VERY strict on who they approve. And it gets even worse...these people had a $200 car.

This is getting bad!

We are having a company meeting tomorrow (7am) in the morning to discuss the situation with all of our employees.....they see it, and we are going to do everything in our power to try and not let any of them go....this is bad!!

This is from a person who has his feet on the ground...and I am witnessing something I have never witnessed before.

Just letting you know........It is going to be a bad Christmas!

output

Comment viewing options

Select your preferred way to display the comments and click "Save settings" to activate your changes.

Inflate Or Financial Tsunami by Jay Taylor

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin
---

I thought this was an interesting article.
Inflate Or Financial Tsunami by Jay Taylor
http://www.gold-eagle.com...

Gold USD Euro, Why The USD Is Rallying by Christopher Laird

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin
---

A related article. I thought this was also an interesting article.
Gold USD Euro, Why The USD Is Rallying by Christopher Laird
http://www.gold-eagle.com...

Smart car?

It would be wise to try and buy a used VW diesel. You can run them on biodiesel with no conversion troubles at all....warm weather is best. I'm not too sure if you can run straight vegetable oil through a normal diesel engine...but the inventor of the diesel ran it on peanut oil back in the old days. There are places that do the conversions for about $1100 or so...but like I said, you won't get far on vegetable oil in the winter, it'll congeal like biodiesel will unless you have some fuel line heaters and insulation. My VW Jetta TDi is an automatic, and gets 600 miles per full tank...so about 44.77 MPG. Not too shabby for a full size sedan! :)

The Retrocon
Hope for America, Ron Paul for President in 2008!

Ditto; Jazz it up a little, get a Chrysler Crossfire (Mercedes)

for half of what they cost new. Fit it with an ethanol conversion kit for $300 and get 30 -40 mpg - zero pollution and alcohol is a bout $1-$1.50 a gallon.
Coupe
http://www.autotrader.com...
Convertible
http://www.autotrader.com...

OPPORTUNITYISNOWHERE

"Committed To The Eradication Of Poverty Among Patriots"

"Those Who Strive For Excellence Refuse To Fear Mediocrity; They Eradicate It."

Do you only sell car stereos or do you sell/install systems?

If some of your business is through the internet then sell only of course. However, if you are face-to-face with clients who all need a way to install (do-it-yourselfers, trade-shop, friends, etc.), offer this service to compliment and add profit to each sale. Many like businesses in my neck of the woods do this because its highly profitable and most customers are not inclined to self install.

Love (consciousness) is in everything including the void.

Why Have Gold and Silver Fallen? by Gary North.

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin
---

I found this article to be very interesting. I think it gives further insights to this thread.
Why Have Gold and Silver Fallen? by Gary North.
http://www.lewrockwell.co...

I also found this data to be very interesting.
http://research.stlouisfe...

Good articles

Wondered if you saw this Jim Sinclair posting from yesterday?
Posted On: Friday, September 05, 2008, 6:40:00 PM EST

Haven't We All Had Enough?

Author: Jim Sinclair

Dear Friends,

Haven’t we all had enough?

Isn’t it insulting to you when major publications carry reports that Lehman nicknamed their corporate garbage can either Spinco or BadBank?

Bad banks are a product of OTC derivatives. Spin is how black is made to look like white.

Is this simply bad humor or is Lehman giving us all the middle finger salute?

So here we have a major international investment company rubbing both spin and weak banking conditions in our face as they are bailed out via the Federal Reserve Begging Bowl window.

Illegal attacks on our gold shares are costing billions of dollars in damage and there is no Begging Bowl loan window offering us or the company’s full recovery through 28 day perma-loans. In a sense the people who appear to be giving us the bird are more than likely the brokers for those that seek to injure the gold gang. Of course they think with impunity.

These power trippers seem to be intoxicated with themselves because they have recently bit the hand that feeds them. Raids of Fannie, Freddie and Bear Stearns (amongst others) is an act of turning on their benefactors. We shall see.

Let’s not forget about Mr. Gross of Pimco, who called upon the US Treasury to bail out all financial entities that made enormous profits on OTC derivatives.

They make money and the US Treasury/Fed covers the losses. They make massive money and your children and their children bail them out.

We are attacked by the financial equivalent of Highway Men and nobody gives a damn.

Haven't we all had enough?

Another affront of one’s intelligence, and of course part of the “Hold the Hill” strategy, is the argument being broadcast by all media (and all the Hill’s friends) that spins the story that CURRENCY VALUE IS DETERMINED BY COMPETITIVE ECONOMIC ACTIVITY.

When push comes to shove, what determines a currency’s value will be the degree of financial failures and size of the financial bailouts because these events cause the volume of paper money to increase substantially.

The value of currencies, when written off by the history of this time, will not be a function of competitive levels of economic activity but rather who held the most OTC derivatives.

The USA is the eye of this hurricane of financial weapons of mass destruction already acting true to their name.

I have written the following email to John Williams at www.ShadowStats.com:

Dear John,

The Fed issues Treasuries in exchange for questionable (as to value) SIVs in order to keep busted major US financial institutions afloat.

Reliable estimates say that the amount the USA Federal Reserve has provided is above $1 trillion so far on perma-renewed 28 days loans. That is the invention of $1 trillion in funds in the form of Treasury instruments that are simply made by an Electronic Printing Press called a computer entry at the Federal Reserve.

How is that accounted for in terms of expansion of liquidity? Is it considered a wash, assuming a major FABRICATION saying that SIV OTC derivatives of NO value are valued at full value?

I am told Lehman turned down a ten cents on the dollar bid from South Koreans, then went back to them later only to find out that they had lost interest in WMD paper.

This is the paper being taken in the so called Begging Bowl auctions, but rather seems as if the Treasury instruments are giveaways.

I am sure your subscribers are eager to know.

You are the expert. I await your sage reply.

All the best,
Jim Sinclair

AM LOOKING FORWARD TO JOHN WILLIAMS'S REPLY - Lysa

Lysa, to many on here ..

Lysa,
to many on here .. the "financial trolls" think that Sinclair does not know what he talks about! the young "highly educated intellctuals" on this site who have never owned or opporated there own business only believe what cnbc or the mainstream media tells them! those who do not listen to Sinclair are going to wish they did! slowly but surly the truth of the economic situation is coming out! the rate of inflation over 15%, the lies and government coverup of the statistics! it will catch many people off gaurd! I just hope true patriots and Ron PAUL SUPPORTERS ARE NOT FALLING FOR THE TROLLS DISINFO ON THIS SITE! Ron Paul himself
is calling for an INFLATIONARY depression! but the so called Ron Paul supporters on here deny that will happen! slowly but surly the details come out supporting Ron Pauls claim! Schiff, Sinclair, Paul all have made predictions up to 8 years ago... now just like with freddy and fannie, Ron Paul warned about them in 2002.. now look at how much of a prophet Ron Paul is! but the highly educated idiots think Ron Paul has no "logic"! lol I laugh at that one!

as for me and my home, we shall worship the LORD

What's the 'clue'?

My business, especially this past week, has been fast money.

Trading the S&P, with it's sharp moves and long strides has been a trader's dream.

The more mess the NWO team makes the better the trading.
No issues with employees...
No customers to sell or deal with
The seasonal effects are welcomed, most holidays provide a week of time off.

In my hobby, prices are going down. Hot rods and collector cars are coming into the market at greater numbers and lower prices.

But I was a little shook this summer when I saw how many people stayed away from races and other events due to the economy and travel costs.

I see an opportunity in retro-fitting luxury, collector and restomod cars with alternative fuel devices, buying these cars at depressed prices and developing the delivery systems of alternative, fuel sources to power them.

"Committed To The Eradication Of Poverty Among Patriots"

"Those Who Strive For Excellence Refuse To Fear Mediocrity; They Eradicate It."

GET READY

for the greater depression. Get storable food, water purification system, guns/ammo, and get off the grid if you can. Nothing else matters

prices credi

I'll add some nostalgia to your dilemma. I'm absolutely no CARTER fan but as PRES he froze prices which as a businessman myself at the time, I thought worked pretty well. As you can see for yourself oil prices have come down some & may trend down which means the increases you're seeing now should be taken off later . Well that never happens .I believe this is why CARTER's price freeze worked. The fact that a fluctuation in oil can mean a temperary condition which the markets & producers pass along too quickly. People are hurting.
says

Nixon froze prices.

It was that act more than any other that spawned the Libertarian Party because it demonstrated that the GOP had no commitment to free market principles.

so government intervention

so government intervention in a supposide free market economy is good in your opinion?

as for me and my home, we shall worship the LORD

Christmas is overrated.

You know it wasn't all about materialism once upon a time.

I hope your business improves.

My business

I have a natural food company. I am spending my entire Saturday going through ALL my pricing. Some of my ingredient costs have increased 100% over the past month.

but some on here say there

but some on here say there is NO inflation! or if there is inflation its only 4 or 5% when its actually 16%... and no your costs going up are not just because of fuel!

as for me and my home, we shall worship the LORD

YES...Here is my related story

I run a seasonal sports membership company.
We had a customer call in to purchase a $149 membership, and asked if he could split the charge up using three different credit cards.

My first thought was that this customer should be buying groceries instead!

Also, last summer, my company hosted five separate sporting events with $55 entry fees for members. We averaged 80-100 entries per event.

Last week, our $45 per entry event had a dozen entries.

Free advice worth every penny

Number of sales per google ad dollar for our USA manufactured goods is way down. Click throughs are way down overall.

However, sales to European customers is up. We have developed a regular revenue streams from Switzerland, Germany and Sweden with sales sprinkling in from other countries.

Another observation is the great majority of applicants for our shop help positions are qualified in other fields rather than just not being qualified for anything.
A lot of unemployed network administrators and tattoo artists out there.

We're tickled because for years unemployment was non-existent and the only apps we got were from bottom dwelling losers, thiefs, comp claim scammers, sleep in the back types. The whole gamer generation is utterly useless.
They don't know how to put air in a tire, forget changing one. We've had two guys here didn't know "righty tighty, lefty loosy".

We bought faster equipment rather than hire an unknown.

Parts prices are up some but spot shortages are common because suppliers have moved manufacturing overseas and the resupply chain is much longer.

D.

"Timid men prefer the calm of despotism to the tempestuous sea of liberty" TJ

I own a tool & equipment

I own a tool & equipment rental business. It is Saturday morning, a pretty day, good forecast, no special events in town, not hunting season yet. . . . .
I shouldn't have time this morning to be typing this.

It was like someone flipped a switch in November of last year. You know about the same time everyone except one guy was saying the economy was great.

Thank you Dr. Paul for making my act on what I already knew was right.

Don't waste this 'down' time. It's there for a reason...

Be Ron Paul - Crush Big Oil - Screw The IRS

http://www.dailypaul.com/...

"Committed To The Eradication Of Poverty Among Patriots"

"Those Who Strive For Excellence Refuse To Fear Mediocrity; They Eradicate It."

There is a bright side

I used to work 6 twelve or 13 hr days, and every Sunday after church, now I get to spend more time with my son, and wife. The down side is my wife has become accustomed to sleeping inside and my son has developed a habit of eating. So the down turn has made those two things a concern for me.

Thank you Dr. Paul for making my act on what I already knew was right.

My husband too has his own

business in building. It has been getting bad for two years now. It has always been bad during recessions, but now we have the increased prices of fuel and other materials to further reduce profits. He used to be able to travel to find work , but now that is getting increasingly difficult to find too. We are eating our stored food, and selling things just to pay the bills. It is going to be bad for the rest of you. I hate to say it but some younger relatives of ours are in a job which would be considered a lousy job with a lousy company, a food distribution warehouse for Walmart, but with the way things are going, since food is needed by all, they probably should stay there.

My contractor business is

My contractor business is just about totally gone, I have historically had about a 70/30 Contractor/homeowner mix. Now I am almost completely homeowner rental. The builders would keep a machine a month and hardly use it. Now the homeowners rent it for 5 hrs or 1 day and run the crap out of it.

Thank you Dr. Paul for making my act on what I already knew was right.

Minneapolis Alternate

I agree on the economy involving stone and construction (building) products.

I set up an appointment with the largest player in my industry for Friday morning. When I got there, the secretary seems confused, and said to come back after lunch, even though I had a 10:00 appointment. Why...

Big Layoffs. The guy I needed to talk to was let go. I still got a factory tour (after lunch - thanks to a personal relationship with the owner and solid service over the years), and there were only 2-3 people working, whereas normally, there should be 15-20 people.

Our company had their layoffs last Friday, as we've moved from 119 people in year 2000 to about 30 today.

Sick to my stomach when I hear people say, the government needs to do something. The government doesn't create jobs, wealth, or prosperity. The government needs to get out of the way!

And, waking up today, I realized something. During the week, my laptop was in my room, one morning, I forgot to put my contacts in (I realized when I started driving). So, I pulled in back of the hotel, and went in the back way to my room. As I was walking down the hall, the maid (who spoke perfect English [rare - if you travel much], stopped me to say that she was sorry, she moved my mouse on the desk and it fell on the floor. Hmmm...
How did she know which room I was going to?
Why would someone even mention that to a guest?
Why was my screensaver off?

Need to catch my flight back to Boston.

and this type of thing is

and this type of thing is going to spread from industry to industry... it just isnn't building, car stereo etc.. everyone will be effected. just a matter of time!

as for me and my home, we shall worship the LORD

take I have owned my co. for

take I have owned my co. for 20 years.. I have been oporating in a depression environmnet for 3 years now.. and yes even thos houses are not being built like they were.... not even close our prices are still rising! as you said.. its insane...!!! so much for "deflation"... its all an illusion folks! things are going to get much worse!

as for me and my home, we shall worship the LORD

Ditto for the shoe industry

Shoe retailing is in freefall. We saw it hit the price-pointed market first two years ago, and in the last six months it has hit the quality branded market. Fortunately for us, shoes are, to some degree, a necessity. There will always be some level of purchasing going on, even if it is only replacement business. On the other hand, retailing (and retail malls) greatly overexpanded in the past 20 years and is burdened with enormous debt, so many retailers will not survive the downturn if it continues much longer.

While the pay cuts and the staff reductions we have experienced recently will help a little, I have run the numbers and concluded that cutting more may have the result of further depressing sales. Our survival will depend on improved sales, and that will result only from being sharper and better than our competition. If we disappoint customers because we are understaffed, we will lose sales and negate any cost savings. If there is any bright spot it is that our debt-to-asset ratio is moderate, so we may be able to weather the storm better than our competitors. I hate to say it, it will only be our competitor's failure that will allow us to survive.

Retail is suffering today because of a number of factors, but one that is rarely mentioned is the local and state government "encouragement" of retail expansion in the recent past. Through various tax subsidies or special tax breaks (that only applied to new development, not existing retail), the use of (or sometimes just the threat to use) eminent domain to create new mega shopping centers in every community, governments encouraged the development of retail centers on every corner in order to reap sales tax dividends. Now there are not enough customers for all of these subsidized shopping centers, retailers are going broke along with their landlords, and communities will end up with no tax income and lots of empty and abandoned retail outlets.

takeaction: We need to talk

email me please America_Freedom@comcast.net

I have an interest in custom cars, restomods etc.

"Committed To The Eradication Of Poverty Among Patriots"

"Those Who Strive For Excellence Refuse To Fear Mediocrity; They Eradicate It."

The company I work for..

deals with providing slot machines. We are based in Las Vegas and distribute throughout the world but mostly in Las Vegas and Native American Casinos.

I would say that Vegas is a better economic indicator than the dow jones which are completely faked values.

Early retirement was offered to about 500 employees yesterday. It was completely voluntary though.

We have seen our revenue drop sharply these last 2 months. The Casinos are seeing less traffic and if you walk the strip there is less and less people.

When we were being told about the early retirement the vice president was saying that nobody could have known the economy would have been doing so bad. Of course I smirked to myself and the person sitting next to me who has heard my rants about our monetary and economic systems for months, gave a knowing smile.

Traditionally

Isn't it true, Gmartine, traditionally when economic times get bad, business usually gets good at the gaming tables/slots, etc? That is what I have always heard, anyway.

IT'S DOABLE

What about instead of having to lay off employees

you just don't hire new ones when they quit? I used to work in advertising sales and the department always had high turnover rates. It might be different for car stereos though. I don't know. I think it's cool that you're letting your employees know. My company would always lay off people and not explain that they were doing it because advertising revenues were down. We thought they were just malicious and going after the bottom line instead of the fact that they actually couldn't afford it and they weren't really making any profit.
----------
"We will never give up. We will never give in." - Dr. Ron Paul

That is funny....

Nobody quits at my company. We have zero turn over...

Wow that's really good. You must be running things too well! LOL

----------
"We will never give up. We will never give in." - Dr. Ron Paul

The typical corporate mentality in a downturn is to

lay off masses of the little employees. My suggestion to you is to give all employees a choice: (A) Would they prefer layoffs and take their chances? or (B) Would they prefer across the board salary cuts? If the majority vote (B) then ask what maximum per cent reduction in salary would be acceptable. This could be played off against raising retail prices as in "will not be undersold." Beyond this, ask for input from all employees on how to improve their business. Nobody has better insight than those doing the job. Volvo was going down the tubes several decades ago, but after the CEO brought in workers from all levels with a no-holds-bared roundtable discussion, good ideas were implemented, and the company literally turned a 180. Even today, Volvo's are among the safest, quality assured cars. If you do not have a suggestion system, consider starting one. Offer 10% of the first year's savings for any suggestion that is utilized. It can be done anonymously by assigning numbers rather than names to each suggestion form to eliminate any suspicion of bias.

Love (consciousness) is in everything including the void.

I am writing my

talking points right now....This is awesome....

Any more info would help.

Being an owner...the first thing I want to say to these guys is....If you don't "Close" every person that comes in, then you will lose your job....but as a 21 year business owner, I understand this is the wrong approach.

I love what you said asking for their input.....

I never know what all of my employees think about me.......It is impossible for me to put myself in their shoes if you know what I mean!

Marketing 101

Your customer base is shrinking, customers that do come in are spending less and your cash flow is starting to suffer. Your employees are a great source of information on how to improve your business, but don't forget to look at the numbers. Luxury items are the first to go in a recession/depression. You need to act now to stay on top.

First, find you most popular products. This is what people want to buy. The easiest sale is the one that's already made. Focus here. If you can substitute a less expensive item, do it.

Watch price points. If your average sale is going down, find items that people want at this price point. It may be time to switch brands, offer sales, etc. Higher prices are useless if no one is buying.

Upsale. Lower cost, high profit addons to the most common purchases can save your ass big time.

Advertise!!!!! If the market is drying up, your competition is being hurt as well. When strapped for cash, many small businesses try to save by cutting back on advertising. Now is a great time to steal their customers. The most cost effective advertising is internet based, followed by billboards, then radio. Not everything works for every business, however. If you already have an effective advertising strategy, dump money into it now. If not, find one while you can still afford it.

Need extra cash? Liquidate! $500,000 in inventory doesn't do your business any good if it sits on the shelf for six months. Try to increase your inventory turnover. There's a rug shop in my town that's been having a "going out of business" sale for the past 12 years. Cut prices, make deals, get what you can now. Save the capital and reinvest the profits. You can always purchase more inventory later. The quicker your turnover, the higher your profits and the lower your costs.

Don't cut salaries! It's bad for morale. Instead, offer incentives to top sales people and get rid of employees who aren't doing their job. This is probably the hardest part. Just remember, if someone is worth their pay, you want to keep them. If not, maybe getting fired will tell them they need to try harder at their next job.

r u

Still out there Anybody have more input....

It's amazing that these people that

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin
---

you described are trying to buy these items. What drives them to buy these items?

I own a used car lot

www.dvds4delegates.com the newest and possibly the greatest weapon the Revolution now possesses.

and the biggest thing that worries me is that countries overseas are buying up our used cars, and shipping thousands of them to Africa, Russia, Lebanon, Saudi Arabia, just to name a few. Since when can Africa pay more than we pay here for our used cars and ship them in a container overseas which costs about $1,400.00 a car, not to mention somekind of customs tax which supposedly runs in the thousands. These people are paying around $7,000 American for mid 90's import cars. They are shipping them by the thousands. When I go to auctions, I am competing against immigrants and they pay more than anyone for used cars than people that are trying to sell them here. I have been selling cars for about twelve years, and noticed this started happening about 5 years ago. There is definitely a decline in the American way of life happening here. I hope we can all make it through this. Good luck with your business, I hope you can work it through.

Around a year ago I sold my

Around a year ago I sold my car at the time, Lincoln Navigator, to a Latin American celebrity (he's on the Spanish TV channels). He was buying it for his sister in Mexico. I asked why she didn't buy in her country and he said it was much cheaper for her to buy it this way. Supposedly the tax rate is crazy on new vehicles there and they also have some sort of high tax or fees for importing vehicles that are less than a certain age. My SUV was just past the cut off point where they didn't have to pay the huge fee, etc. They ended up saving lots of money by doing it that way. Those types of issues might explain some of the foreign buying that you've seen.

Well, we've been exporting jobs, so this is rather

"Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." Benjamin Franklin
---

natrual, in my opinion.

You got it man

Funny....I had my Car dealers license for about 5 years.....sold over Ebay only(Mistake). It was great until some F**Ker tried to sue me for a car that was missing an air conditioning unit. He tried to sue me for $250,000. I had to go to a 7 day jury trial. I offered him a refund, etc...but he wanted to go all the way.....He sued me for Fraud, Violation of the Federal Trade Act, and several other things. What a nightmare.....all over a missing AC pump on a Mitsubishi eclipse......so as a fellow car dealer.....believe me.....I know what you are going through...I did this on the side...because I love cars....until this guy tried to F me. I won in court....my high school buddy was the attorney....and I live in Oregon, and this guy lived in Minnesota....so we kept making him come to Oregon...over and over for discovery, and then the trial by jury was a joke. I actually got a check after it was over.

So I hope your concentrating on Hondas and Toyotas......You should see what Ford Expeditions and Excursions are selling for at the auction....you can get a 2000 Eddie Bauer Expedition for $5000 or less!

Hondas and Toyotas are my specialty

www.dvds4delegates.com the newest and possibly the greatest weapon the Revolution now possesses.

now, because noone here wants an American car. A 10 year old Honda or Toyota is worth as much as a 5 year old Ford with half the miles of the Toyota or Honda. The car business used to be fun, but now it is like pulling teeth to buy my product, and then pulling teeth to sell it. You know what I mean. Ebay is one option I am not into because people usually don't pay and it costs a hundred per car to list. I prefer craigslist. It is free to post your car and they are not greedy like Ebay. In fact they are crushing Ebay, and it serves Ebay right for their horrible business practices. Best of luck with your business.

eBay, as far as I know, is a

eBay, as far as I know, is a major investor in Craigslist.

Sounds like

you better diversify right away. My dad was a businessman years ago things got real bad had to let everyone go and tried to run the business just with family. It's rough but had to be done and boy do the workers get PO'd. They were treated like family. It doesn't matter that there were more workers than customers. Don't expect this to go well, keep it real.

You have a heads up on what is happening be ready to sell what works in hard times coming, such as solar radios, small solar generators, security and safety products. Around where I live there are several vacant businesses . Only the strong survive, good luck to you. Just my 2 cents

I am

and I am not trying to impress you, just to impress upon you that I am fine. I have made wise choices over the past 21 years....and all I care about is my employees.

Me.......I am good.

That is a great Idea on the SURVIVALIST type of electronics...you may have something!

What about selling conversion kits to run on cooking oil?

I don't know much about business but following on the survival equipment theme, in an auto related sense, you could help people convert to cooking fuel. Maybe even the local paper could write a "green" article about it and attract like minded people to your store. Just brainstorming on a rainy Saturday. Good luck to all of you business people out there!

I had the same thing happen

I had the same thing happen in my business in Jan and Feb. I decided it was not going to happen. I did borrow some money from the bank, fixed my lighted sign, and had a bit of "breathing money", and they even lowered my mortgage payments. Then I had a meeting at work and told everyone to be POSITIVE and convinced, that we were going to have a fantastic July and August and it would keep on from there. Guess what? We had a fantastic July, beating last year by 2000.00 and then we had a RECORD August, that beat all previous sales records, for any month in the 8 years I owned the business. SOOooo..it is going to be a TERRIFIC christmas for you and a GREAT November and everyone there has to believe it. Period. It works.

I publish a mag for the service industry (no tax on tips!) and

although we have seen growth, at the end of the month I see less income. My gas expense is eating up every dime I make and then trying to live off what's left has become difficult.

I am making more but earning less!

I just got my

new "SMART" Car today.....it is getting 45 miles per gallon and was only $11,900 base model.

I understand on the making more but earning less.....that is why I had to raise all of our prices. Our margin shrank so much with all of the increases to me...I said enough is enough. Everything up. We will still have some great deals...but if you want the real stuff.....you are going to have to pay the market price. You want to hear your car for 1/4 mile...we can do it...at a price.