Looking for opinions on MMA's (Money Merge Accounts)

I've been reading a lot about a program called a Money Merge Account through a firm called United First Financial, and I'm considering becoming a rep. This is a program which in a nutshell runs all of your finances through a home equity line of credit, which if followed correctly using their proprietary software will save you tens of thousands of dollars and cut many years off the term length of your mortgage.

One of the biggest proponents of the program is none other than G. Edward Griffin. You don't have to do much research on the net to find others who slam it as a scam, but it's my gut feeling that these people have their fingers deeply into the pie of the "traditional" mortgage market. Mr. Griffin answers many of the common concerns here.

Is there anyone here with any opinions on this program?